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Mid/Senior Software Engineer

New York, NY

At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. We are on our way to accomplishing this mission by rewiring the financial industry with better credit infrastructure, analytics, and workflows, enabling more people to access credit opportunities. Our cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are trusted by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi to help them reach valuable new applicants from traditionally credit excluded populations. With support from investors Canapi Ventures, Kleiner Perkins, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done. 

This role will report directly to the Senior Engineering Manager of the Cash Atlas™ team. Remote candidates anywhere in the contiguous U.S. are welcome to apply. For a more in-depth look at our engineering culture, check out our page on Key Values


  • Own development of high-impact features and improvements to our API integration platform, which powers our cashflow products.
  • Integrate new consumer-permissioned data APIs into our platform.
  • Improve observability around API integration and data ingestion for internal or customer needs.
  • Develop internal tooling, frameworks, and unit testing to improve devex, velocity, and quality.
  • Participate in standard engineering activities like technical design, code reviews, on-call support, documentation, and sprint ceremonies.


  • 4+ years of software engineering experience
  • 2+ years of experience integrating external APIs and leveraging related protocols (e.g., https, oauth, jwt, webhooks)
  • Proficient in Javascript or Typescript
  • Proficient with SQL; experienced with advanced queries, schema design, functions, indexes, partitioning)
  • Experience building JS-based web systems (e.g., Express.js)
  • Experience with observability tools like Grafana, Kibana, or Datadog
  • Ability to design sound, highly performant solutions in AWS; articulate design decisions and tradeoffs.
  • Firm grasp of software testing methodologies and troubleshooting skills
  • Curious, self-driven, and eager to learn


  • Integrate new third-party APIs into our product. This includes data validation/monitoring, mapping, persistence, and job scheduling
  • Introduce code patterns or build libraries that help reduce API integration time 
  • Build a monitoring system that detects shifts in third-party API data, improving data quality observability
  • Create dashboards that articulately describe past results to customers or internal stakeholders
  • Reduce latency of API ingestion process to cut down customer-facing e2e latency


  • You want to have a big impact on your next company
  • You want to be part of a scale-up
  • You normally go the extra mile to ensure excellent execution
  • You're quick to take the lead when problems arise
  • You're opinionated about software engineering practices and can articulate compelling reasons for those opinions

$171,000 - $236,500 a year

The base salary range is for U.S.-based candidates and is dependent on individual experience, skills, education, location, and qualifications.

We consider all elements of compensation as a part of the value we provide to Novans. This may include base salary, equity grants, incentive compensation for eligible roles, professional development, flexible PTO, and tenure rewards. We offer U.S.-based Novans competitive, employer-subsidized medical, dental, and vision plans, in addition to mental health and wellness benefits and a range of other benefits & perks.

Everyone is welcome at Nova Credit. We are an equal-opportunity employer where our diversity and inclusion are central pillars to our company strategy. We look for applicants who understand, embrace, and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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