Director of Regulatory Affairs

San Francisco, CA

We are hiring for a Director, Regulatory Affairs in Chime’s Legal and Compliance function. As the founding member of Office of Regulatory Affairs, you will provide seasoned leadership and judgment to cultivate positive regulatory relationships, successfully manage regulatory examinations to achieve best outcome, and ensure Chime’s regulatory compliance framework continuously supports our regulatory obligations as we expand our products and services to serve the needs of millions of Chime members. This role will report to the Chief Compliance Officer.

For Colorado based roles: In accordance with applicable law, this role has an annual starting salary of $168,570 plus bonus, a competitive equity package, and benefits. The actual pay may be higher depending on your location, skills, qualifications, and experience.

In this role, you can expect to

Develop and implement bank and regulatory examination and inquiry management process, collaborating with Legal, Bank Partnership, Corporate Affairs and other cross functional teams
Implement and maintain regulatory engagement strategy plan in support of Chime’s business initiatives
Maintain best practices for bank and regulatory examination / inspection management, including liaising with internal stakeholders and regulators through all phases of the process, and continuous enhancement
Drive licensing strategies, including upkeep, maintenance, renewal and de novo license applications
Provide oversight on all incoming or outgoing bank partner and regulatory inquiries to ensure regulatory expectations are met prior to submission
Remain up-to-date on regulatory changes and landscapes, best practices and developments in the industry and ensure our regulatory examination and inquiry response are both compliant and future focused
Partner with the Compliance, Legal, Bank Partnership, Corporate Affair, and Risk team to address emerging trends, regulations and business objectives and advocate for Chime’s regulatory positions in front of regulators an bank partners

To thrive in this role, you have

Knowledge of consumer banking, payment regulations and scheme rule and lending required
Have a proven track record of driving alignment across multiple levels of the organization with diverse perspectives
Demonstrates strong project management skills, including leadership and consensus building while managing against tight deadline
Ability to credibly challenge solutions and ensure timely escalation of issues and concerns as and when appropriate.
Adaptable in unexpected situations, comfortable dealing with ambiguity and uncertainty.
Have 12+ years of work experience, including:
Managing regulatory relationship and internal and external regulatory audits/inquiries /examinations in Financial Services or fintech companies
Serving as the senior point of contact responsible for regulatory inquiries and examinations representing the company
Working within a high growth Fintech startup desired
Deep knowledge in OCC, FFIEC and state lending regulatory supervision program focused on consumer banking, payments and lending

A little about us

We created Chime because we believe everyone deserves financial peace of mind. By eliminating unnecessary fees and helping people grow their savings automatically, we’ve empowered millions of Americans to take control of their finances.

Chime is the largest and fastest-growing U.S. player in the challenger-banking space. Through our banking partners, we offer access to bank accounts with fee-free overdraft, provide members the chance to receive early access to their paychecks, help them improve their credit, and more!

We’ve built one of the most experienced leadership teams in Fintech and were recently valued at over $25.5B. We’ve raised over $1.7B in funding from leading investors including Sequoia Capital Global Equities, SoftBank Vision Fund 2, General Atlantic, Tiger Global, Dragoneer, DST, Coatue, Iconiq, Menlo Ventures and others.

What we offer

💰 Competitive salary based on experience
✨ 401k match plus the usual medical, dental, vision, life, and disability benefits
🏝 Generous vacation policy and company-wide Take Care of Yourself Days
🖥 Virtual events to connect with your fellow Chimers- think cooking classes, music festivals, mixology classes, paint nights, etc., and delicious snack boxes, too!
💚 A challenging and fulfilling opportunity to join one of the most experienced teams in FinTech and help create a completely new kind of banking service

We know that great work comes from great, and inclusive teams. At Chime, we specifically look for individuals of varying strengths, skills, backgrounds, and ideas. We believe this gives us a competitive advantage to better serve our members and helps us all grow as Chimers and individuals.

We hire candidates of any race, color, ancestry, religion, sex, national origin, sexual orientation, gender identity, age, marital or family status, disability, Veteran status, and any other status. Chime is proud to be an Equal Opportunity Employer and will consider qualified applicants with criminal histories in a manner consistent with the San Francisco Fair Chance Ordinance. If you have a disability or special need that requires accommodation, please let us know. To learn more about how Chime collects and uses your personal information during the application process, please see the Chime Applicant Privacy Notice.