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Director of Finance

New York, NY

At Nova Credit, our mission is to power a more fair and inclusive financial system for the world. We are on our way to accomplishing this mission by rewiring the financial industry with better credit infrastructure, analytics and workflows, enabling more people to get access to credit opportunities.

Our cross-border credit product, Credit Passport®, cash flow underwriting product, Cash Atlas™, and income verification product, Income Navigator, are trusted by leading organizations like American Express, Verizon, HSBC, SoFi, Scotiabank, and Yardi to help them reach valuable new applicants from traditionally credit excluded populations. With support from investors Kleiner Perkins, Canapi Ventures, General Catalyst, and Index Ventures, as well as industry veterans from Goldman Sachs, JP Morgan, and Citi, Nova Credit is revolutionizing the way lending is done.

Nova Credit is seeking a highly qualified Director of Finance, who will be the backbone of our financial operations.

You will be responsible for managing our core finances, from budgeting, to accounting, to tax compliance, to treasury management, and more.

You will work closely with cross-functional teams to ensure accurate and timely financial reporting (including to Nova Credit’s Board of Director), manage risk, drive financial discipline and growth, and support our team of Novans!

If you are a motivated and experienced startup finance professional looking to make a significant impact at a leading fintech, we would love to hear from you!

This is a full-time position reporting to the CEO, Misha Esipov. The team is currently prioritizing candidates based in the New York Metropolitan area. Nova Credit's NYC office is in Flatiron.

Responsibilities include: 

Accounting Operations & Treasury Management

  • Run and optimize accounting operations and processes, such as the preparation and reconciliation of financial statements and reports
  • Manage account receivables & payables, including preparing customer invoice, resolving payment issues, and maintaining accurate records of all transactions
  • Operate treasury functions, including cash flow management, cash yield optimization, and international banking relationships

Financial Budgeting & Reporting

  • Develop and maintain financial budgets (inc. comp design) in collaboration with cross-functional teams and in context of the company’s strategic goals
  • Monitor and analyze financial performance to assess potential operational risk, identify opportunities for cost optimization, and drive profitability
  • Prepare and provide comprehensive financial updates to the Leadership Team and the Board of Directors, generating actionable and targeted fiscal insights

Vendor Relationship Management

  • Manage financial vendor relationships, including external accounting and banking partners
  • Identify vendor cost-saving opportunities and negotiate vendor contracts & terms

Finance Compliance, Audit & Filings

  • Ensure financial & tax regulation compliance, including implementing consistent accounting procedures, preparing tax fillings, staying current on legal requirements


  • Familiarize with company financial reporting, accounting and treasury processesRun account receivables & payables and expense reimbursements in collaboration with external accountant
  • Develop relationships with our vendor and treasury partners


  • Monitor company financial performance, prepare targeted reporting and identify areas for improvement to the Leadership Team
  • Own accounting & treasury processes as well as vendor relationships


  • Drive company-wide financial budgeting processes with Leadership Team and the Go-To-Market and People functions
  • Optimize and implement accounting procedures & best practices, streamline the company’s financial management engine

Requirements and Qualifications:

  • A minimum of 8+ years of experience in financial management, preferably in a fintech or tech startup environment
  • Proven expertise in accounting, treasury management, and financial budgeting
  • Experience with accounting/financial systems, tools, and software (e.g. Quickbooks, payroll, expense reimbursement, corporate credit card reporting, commission tracking)
  • Excellent analytical and problem-solving skills, with the ability to make data-driven decisions
  • Effective communication skills to collaborate with cross-functional teams and stakeholders
  • Detail-oriented with a high level of accuracy in financial reporting and analysis
  • Ability to work in a fast-paced, high-growth environment and adapt to changing priorities
  • Proactive, self-motivated, and able to prioritize tasks efficiently
  • CPA or CMA certification preferred

Base Salary Range for U.S.-based candidates: $180,000 - $230,000, dependent on candidate’s individual experience, skills, education, location, and qualifications.

We consider all elements of compensation as a part of the value we provide to Novans. This may include: base salary, equity grants, incentive compensation for eligible roles, professional development, flexible PTO, and tenure rewards.

We offer U.S.-based Novans competitive, employer-subsidized medical, dental, and vision plans, in addition to mental health and wellness benefits and a range of other benefits & perks. Everyone is welcome at Nova Credit.

We are an equal opportunity employer where our diversity and inclusion are central pillars to our company strategy.

We look for applicants who understand, embrace and thrive in a multicultural and increasingly globalized world. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status.

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